Savings & Financing
Financing & Special Offers
A new HVAC system is an investment in your home and family's comfort. We make it easy to say yes — with flexible financing and seasonal deals you won't want to miss.
Financing
Flexible Financing Options
Don't let budget concerns keep your family uncomfortable. We partner with leading lenders to offer financing plans that fit your situation — with options for every credit profile.
0% Interest for 18 Months
Approved customers can finance a new system with zero interest for 18 months. Pay it off at your pace with no penalties.
- On approved credit
- New system installations
- No prepayment penalty
- Quick online application
Low Monthly Payments
Spread the cost of your new system over 60 months with low fixed monthly payments. Great for larger installations.
- Terms up to 60 months
- Fixed monthly payment
- All credit types considered
- Same-day decisions
Deferred Payment Plan
Get your new system installed today and don't make a payment for 90 days. Perfect when you need comfort now.
- No payment for 90 days
- On approved credit
- Residential installations
- Fast approval process
Limited Time
Current Specials & Promotions
Take advantage of our limited-time offers. These deals won't last — call us today to lock in your savings.
$500 Off Any New System
Install a new central AC or heat pump system this fall and save $500 off the total installation price. Includes all major brands.
Expires November 30, 2026
Free 1st Tune-Up with Annual Plan
Sign up for our Annual Maintenance Plan and get your first tune-up at no charge — a $149 value, on us.
Limited time offer
$25 Off Your First Service Call
First time calling J&T? We'll take $25 off your service call fee. Just mention this offer when you book.
One per household
$100 Referral Reward
Refer a friend or neighbor who books a service or installation, and we'll send you a $100 gift card as our thank-you.
No expiration
Extra Savings
Utility & Manufacturer Rebates
On top of our specials, you may qualify for additional savings through Florida utility rebates and manufacturer incentive programs.
- FPL (Florida Power & Light) rebates on qualifying high-efficiency systems
- TECO Energy rebates for eligible customers
- Manufacturer rebates on select Carrier, Trane, and Lennox equipment
- Federal tax credits for qualifying energy-efficient HVAC systems
We'll Help You Claim Every Dollar
Rebate availability varies. Ask us which rebates apply to your installation — we'll help you claim every dollar you're owed.
Ask About RebatesReady to Save? Let's Talk.
Call us today or request a free estimate. We'll walk you through every financing option and current promotion that applies to your project.